Financial Infrastructure · Est. 2021

The engine behind
high‑volume digital
commerce.

Payment processing, intelligent transaction routing, and dispute management for online retail, subscriptions, and digital services operating across 40+ markets.

PCI DSS Level 1 40+ Active Markets 55+ Acquirers 99.97% Uptime 140+ Merchants
PCI DSS Level 1 Multi-MID Processing Dynamic Cascading 3DS 2.2 Ready Dispute Management BIN-Aware Routing Ethoca & Verifi Real-Time Risk Engine PCI DSS Level 1 Multi-MID Processing Dynamic Cascading 3DS 2.2 Ready Dispute Management BIN-Aware Routing Ethoca & Verifi Real-Time Risk Engine
0+
Countries & territories
0+
Acquirer connections
0.97%
Gateway uptime
140+
Active merchants
01 — Solutions

Engineered for Scale

Every component is built for operators running high volume across mixed card types, geographies, and risk profiles.

Multi-MID Acquiring

Distribute volume across multiple merchant IDs and acquirers. Protect chargeback ratios, negotiate reserves per MID, eliminate single points of failure.

55+ acquirers connected
Adaptive Risk Control

Velocity checks, device fingerprinting, and BIN profiling — configurable per MID, currency, and geography in real time with no code changes.

0.6% avg. chargeback ratio
Cross-Border Acquiring

Local acquiring presence in 40+ countries. Transactions routed to the bank most likely to approve based on BIN origin and live history.

40+ markets live
Dispute Management

VDMP & ECM monitoring, Ethoca / Verifi integrations, automated representment and proactive ratio management across every MID.

T+1 dispute response
Subscription Billing

Token-based recurring billing with smart retry logic, dunning management, and currency conversion for platforms running subscription models.

98% retry success rate
Live Analytics

Real-time dashboard surfaces approval rates, decline codes, reserve balances, and volume per MID. Full reconciliation export in one click.

<190 ms routing latency
02 — Global Reach

Active in These Markets

Actively sourcing local acquirers, P2P facilitators, and payment operators. Apply via Telegram to explore a partnership in your country.

Primary MarketsCurrency
🇵🇰Pakistan
PKR
🇧🇩Bangladesh
BDT
🇮🇳India
INR
🇪🇹Ethiopia
ETB
🇰🇪Kenya
KES
🇪🇬Egypt
EGP
🇳🇵Nepal
NPR
🇱🇰Sri Lanka
LKR
Expanding into
Apply via Telegram →
03 — Partnership

Let's Get Started

Built for companies seeking stable payment processing and a partner who speaks their industry's language.

Why partner with Payrix?

Built for companies seeking stable payment processing and a partner who speaks their industry's language.

  • 1.Dedicated account manager from day one
  • 2.Live processing in 5–10 business days
  • 3.Custom routing per MID, BIN & geography
  • 4.Full operational support in English
  • 5.Transparent rolling reserve statements
  • 6.VDMP-safe chargeback management included
Submit application
Telegram channel @job_p2p_money